Get Set Up in the UK — Cars, Homes & Money Made Simple for Expats
Moving to the UK without a UK credit history makes even simple things hard — especially getting a car. We compare expat-friendly car leasing and subscription options, then help with everything else you need to settle in: housing, insurance, banking and utilities.
Car Leasing Match
Matched against 8 expat-friendly providers
What Do You Need to Get Set Up?
Pick where you are in the journey — we'll point you to independent, expat-friendly options.
Personal Car Leasing
Leasing, subscriptions and flexible rental for individuals with no UK credit history.
Learn moreBusiness & Fleet Leasing
Get relocating employees mobile fast with company car and subscription accounts.
Learn moreExpat News & Guides
Fresh relocation stories and advice, pulled live from the wider expat press.
Learn moreWhy Car Leasing Is Where We Start
Of everything an expat has to arrange in the UK, transport is usually the most frustrating. Traditional car finance and leasing is built around three years of UK credit history and address history that new arrivals simply don't have yet — whatever their income or credit standing back home.
That's why our comparison starts with the providers who specialise in expat car leasing and subscriptions: flexible terms, fast delivery, and applications built around overseas applicants rather than against them.
| Option | Typical Term | UK Credit History | Best For |
|---|---|---|---|
| Car Subscription | 1 month – 3 years | Rarely required | Just arrived, need flexibility |
| Flexible Lease | 1 month+ | Sometimes required | Unsure how long you're staying |
| Short-Term Lease | 6–12 months | Sometimes required | Settled for under a year |
| Contract Hire | 2–4 years | Usually required | Long-term stayers, lowest cost |
Relocating Staff From Overseas? We Speak HR.
If your business sponsors visas or moves staff into the UK, a new hire without UK credit history can be stuck without transport for weeks. We help mobility and HR teams understand company car, fleet subscription and bridging options built for exactly this situation.
See Business & Fleet OptionsThree Steps to Getting Set Up
Tell us what you need
Personal or business, car or full relocation — start with the page that matches your situation.
Compare expat-friendly options
We line up providers and services that are genuinely set up for overseas applicants.
Apply directly, get set up fast
You deal with the provider directly — we just make sure you're comparing the right options.
Journeys We Hear About Often
Illustrative scenarios based on the situations expats and relocating employees commonly describe — not verified customer reviews.
Expat News & Guides
We pull the latest headlines and guides from across the expat press so you can see what's changing — from motor finance rules to visa updates — in one place.
Read the LatestVehicle & driving updates
Finance rules, licence exchange and what's changing on UK roads.
Tax, banking & investing
Cross-border money questions explained in plain English.
Visas & settling in
Practical guides for the first months after you arrive.
Not with providers who specialise in expat car leasing and subscriptions — most assess affordability differently and many can consider credit history from your home country instead.
A subscription is more flexible and usually all-inclusive (maintenance, breakdown cover, road tax), but can cost more per month. Leasing is cheaper long-term but usually requires stronger credit history and a longer commitment.
Yes — several providers offer business or company accounts alongside personal contracts. See our Business and Fleet Leasing page for how this typically works.
No. We're an independent comparison guide. Some links may become affiliate/referral links in future, which we'll disclose — always confirm current pricing and eligibility directly with the provider.